Where did I go wrong?

Martha Starkey, age 20, is working a dead-end job as an accountant, though all she wants to do is play music, wondering where her life went wrong. But when she receives a fax from her cousin Richard, now dubbed "Ringo" inviting her to come to a concert, she grudgingly agrees. What comes next is a whirlwind of insanity, music, sadness, anger, joy, and even a little bit of sunshine, after years of boredom. (Dedicated to @adreamyreality for helping me with this story)