Financia

In the magical city of Financia, the Moneylenders' Union distributes enchanted loans known as dscr loans. These loans have pros and cons, illustrated through the tales of Alden and Miranda. Alden, a struggling merchant, uses a dscr loan to expand his business successfully. However, Miranda, dreaming of opening a magical academy, falls into debt after her academy fails to attract enough students to cover loan payments. The story emphasizes the importance of responsible financial decisions and warns against the allure of easy money. Ultimately, it teaches listeners to tread carefully in the realm of finance, weighing the pros and cons wisely.