fortune is unpredictable and mutable

throughout your life one rule has been drilled into your head: you've only got one shot at this. fuck it up and it's all over. you've lived your life decently well following that guideline. you've just graduated from a pretty good college and are on your way to a stable job. so why not allow yourself a luxury? one last party to kiss it all goodbye! things do not go as planned. unless dying was a part of your evening plans, then i guess things did? well, at the very least, you've learned a second life rule: don't drink and drive.
OR
reader and dies gets isekai'd into bsd land, hilarity ensues