In the freezing, lonely water

This is a continuation of Jack and Rose's relationship if Jack had survived.
It's 5 months after the terrible sinking of the Titanic in 1912. Rose Dawson is living in New York by herself, trying to navigate the new hardships of life while mourning her lost love, Jack Dawson.
Meanwhile, Jack is living in New York as well, selling portraits again for 10 cents. Unbeknownst to him, Rose is still alive...