Prologue

He's High Risk... She's High Stakes.

Tricked into taking a Caribbean cruise, Navy SEAL Luke "Brooklyn" Chapman is expecting free-flowing booze, bikini-clad women, and an abundance of recreation.

Hardworking Sharla Kramer has her hands full keeping her sticky-fingered grandmother out of trouble. Looking forward to a nice rest while on vacation, the last thing she needs in her life is a high risk Navy SEAL.

Toss in a couple of swindlers, a retired cop, and a few fun-loving ladies in red hats, and a little high seas R&R quickly becomes a lot of high stakes shenanigans!