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Don't let the name fool you. It isn't about treating borrowers like crap and all that. It's actually about a girl named Rose Leaflet who absolutely loves and respects borrowers. She works at a pet shop only because she gets to take care of borrowers that way. But when she is told to take a borrower man that went past his limit to the food market, she's shocked. Never has she had to do that before. And she doesn't. Her boss will tell her to keep the money that she'd receive for the borrower. So instead of selling the man, she takes him home. It's winter, and she can't just let him go. Then she is told to sell a second man the same day. But she doesn't. Instead she also takes him home. After a bit of trouble with the first one, she then finds two little borrower kids. The four borrowers find that they do not mind staying, since she doesn't baby them. She buys them a house and nuts them food that they can make themselves, letting them live comfortably. Soon she's finding that not only is she worrying about selling borrowers to nice people and taking care of borrowers at home in secret, she also has to secretly take home more and more borrowers. How will she keep all of them safe? Find out.